Conventional finance providers are not always equipped to finance inclusive businesses, and often consider risk-adjusted returns too low to merit credit or investment. Financial products are often not adapted to the needs of inclusive business. Despite the growth of the microfinance and SME industry, access to credit and other financial resources for the BOP are still scarce and are usually limited to small sums. Equity finance is also difficult to access. For example, smallholder farmers aiming to invest in equipment or distributors with a need for working capital must often rely on their own resources.

G20 Policymaker Roundtable

As part of the 2nd Inclusive Business Asia Forum sponsored by the Asian Development Bank (ADB), the G20 Global Platform on Inclusive Business (GPIB) brought together a range of policymakers for an inclusive business roundtable discussion.  Officials welcomed the opportunity to share their experience with fellow policymakers in a closed-door session. Participants included G20 members and non-members representing foreign affairs ministries, investment bureaus, and bilateral development finance institutions (DFIs), and aid agencies’ country, regional, or headquarter-level offices. Countries represented included Canada, France, Germany, Japan, Philippines, Sweden, United Kingdom, and the United States.
Policy Instruments: Countries:

G20 Leaders’ Call on Inclusive Business

Leaders at the G20 Leaders Summit in Antalya, Turkey issued a call to action to public and private sector representatives, international organizations and civil society to advance the ability of businesses around the world to integrate low-income people into their value chains.

Policy Instruments:

Panasonic: 100 Thousand Lanters Solar Project

Panasonic Corporation plans to donate a total of 100,000 solar lanterns by 2018, the year of our 100th anniversary, to improve and enhance the quality of life in emerging economies and developing countries.

Reference URL

Policy Instruments: Sectors: Topics:

Itaú Unibanco: Banking the Unbanked in Brazil

Itaú Unibanco is the largest private bank in Brazil and one of the largest in Latin America. In 2011, it announced a microfinance operation aimed at micro-entrepreneurs in the metropolitan regions of Sao Paulo, Rio de Janeiro, and Porto Alegre. Its main goal is to address the needs of urban communities that lack access to formal banking with microfinance and microinsurance products.

Reference URL

Policy Instruments: Sectors: Countries: Topics:

CEMEX Patrimonio Hoy: Providing integral housing solutions for low-income families

The lack of affordable housing is a severe problem for low-income families in Mexico. Insufficient access to financing and materials along with a lack of technical skills preclude low-income families from living in safe and adequate conditions. In order to understand this problem better and serve low-income communities with a market-based solution, CEMEX invested in extensive research and analysis.

Reference URL

Policy Instruments: Sectors: Countries: Topics: